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¹ Info from the FHA’s, “FHA Mortgage Necessities,” as of February 5, 2024: https://www.fha.com/fha_loan_requirements

² Info from the Nationwide Affiliation of Residence Builder’s “Eye on Housing,” as of February 5, 2024: https://eyeonhousing.org/2023/08/new-home-sales-increasingly-backed-by-fha-loans/

³ Info from the Client Monetary Safety Bureau’s “Typical Loans,” as of February 5, 2024: https://www.consumerfinance.gov/owning-a-home/loan-options/conventional-loans/

⁴ Info from the Fannie Mae’s “Promoting information,” accessed February 7, 2024: https://selling-guide.fanniemae.com/Promoting-Information/Origination-thru-Closing/Subpart-B3-Underwriting-Debtors/Chapter-B3-5-Credit score-Evaluation/1041363231/What-is-the-minimum-credit-score-requirement.htm

⁵ Info from the Client Monetary Safety Bureau’s “Adjustable-Price Mortgages” as of February 5, 2024: https://information.consumerfinance.gov/f/paperwork/cfpb_charm_booklet.pdf

⁶ Info from the Federal Housing Finance Company’s, “FHFA Pronounces Confirming Mortgage Restrict Values for 2024” as of February 5, 2024: https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Pronounces-Conforming-Mortgage-Restrict-Values-for-2024.aspx

⁷ Info from the FHA’s “FHA Loans and Mortgage Insurance coverage Necessities” as of February 5, 2024. https://www.fha.com/fha_article?id=1373

⁸ Info from the U.S Division of Veterans Affairs, “VA Residence Loans,” as of February 5, 2024: https://www.advantages.va.gov/homeloans/

⁹ Info from the United State Division of Agriculture’s, “Rural Growth Single Household Housing Direct Mortgage Program,” as of February 5, 2024: https://www.rd.usda.gov/websites/default/information/RD-DirectLimitMap.pdf.

^* To use for Credit score Builder, you need to have obtained a single qualifying direct deposit of $200 or extra to your Chime Checking Account. The qualifying direct deposit have to be out of your employer, payroll supplier, gig economic system payer, or advantages payer by Automated Clearing Home (ACH) deposit OR Unique Credit score Transaction (OCT). Financial institution ACH transfers, Pay Anybody transfers, verification or trial deposits from monetary establishments, peer-to-peer transfers from providers akin to PayPal, Money App, or Venmo, cell examine deposits, money masses or deposits, one-time direct deposits, akin to tax refunds and different comparable transactions, and any deposit to which Chime deems to not be a qualifying direct deposit will not be qualifying direct deposits.

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