Right here at MortgageDepot, we acknowledge and assist the entrepreneurial drive of self-employed people. Not like many different lenders, we embrace the chance to work with newer companies. We’re on the forefront of providing non-QM lending options tailor-made for self-employed people who’ve been in enterprise for lower than two years.

• – Self-employed people with a minimal of 18 months of expertise
• Solely three years of expertise wanted in the identical enterprise line
• Versatile Mortgage-to-Worth (LTV) choices: as much as 80% on major residences, 75% on Second Houses, and 70% on Funding Properties
• A FICO rating of 700 or greater is required

For Licensed Professionals Choices 

• Specialised choices for licensed professionals in medical, authorized, and accounting fields
• Requires a minimal of 12 months of self-employment
• Should have three years of expertise in the identical line of labor or training
• Versatile LTV choices: as much as 80% on major residences, 75% on Second Houses, and 70% on Funding Properties
• A FICO rating of 700 or greater is required

We’re thrilled to supply these alternatives for homeownership to those that might have been excluded as a consequence of conventional trade requirements. Please attain out to us for additional info and to discover how we are able to collaborate for mutual success.