When you have a Citi Costco bank card, you’ve been incomes some nice rewards all yr.

I really like the cardboard since you get 4% at fuel stations (first $7,000 annually), 3% at eating places, 2% from Costco and Costco.com, and 1% in all places else.

What I don’t love as a lot in regards to the card is that you simply get your rewards annually, often in your February assertion. It might be good if the rewards have been simply deposited as cashback every month, however I suppose this does look like a extra frugal possibility… which is according to Costco’s model.

Usually, you may redeem the certificates on the Costco money register. In case your certificates is over $300, you may as well decide to direct deposit the certificates – a very nice function.

Tips on how to Direct Deposit Your Costco Rewards Certificates

We do a ton of our buying at Costco and with 4 youngsters, this implies we get a fairly sizable examine from Costco – far more than $300. (we additionally put our fuel and restaurant spending on the cardboard too!)

To get your reward certificates direct deposited, log into your Citi account and scroll down till you see this a part of the display screen:

When your certificates is prepared, the Certificates Standing will say Issued. Additionally, you will get an e-mail that comprises your certificates’s bar code.

At this level, you may click on on Direct Deposit and it’ll reveal this display screen:

Should you haven’t added your financial institution, you may click on Add an Account and and also you’ll be prompted so as to add your again through Plaid. If it’s a non-Citi account, they require two funds from it earlier than they’ll settle for it for direct deposit.

In any other case, you may choose your financial institution and click on redeem.

When you click on redeem, you’re proven this affirmation display screen:

That’s it! Tremendous simple.

Tips on how to Redeem Your Costco Rewards Certificates in Warehouse

If you wish to redeem your certificates within the warehouse, merely carry it to the money register. You can not redeem it at Buyer Service.

Simply be aware that they are going to pay you the reward from the money register so if it’s a very giant reward certificates, it’s higher to get it direct deposited. Or, wait for a bigger buying journey so you need to use the certificates on the acquisition and get what’s left over.

Should you misplaced your certificates, you may all the time log into your Citi account and get it reprinted. Simply click on on Entry Certificates and this display screen will seem:

Requesting a brand new one will invalidate earlier ones, as they are going to invalidate the bar code.

Different Necessary Notes

Bear in mind to redeem your certificates earlier than the top of the yr! The certificates expire on 12/31/2024 and there’s nothing you are able to do in the event you neglect.

Additionally, solely you and any approved customers will likely be allowed to redeem it. It’s important to present your card on the register anyway so that is often not an issue… however be aware which you could’t give it to a pal.

I’ve by no means tried redeeming it on the self-checkout however I’d suspect you may’t get it redeemed there.

Lastly, in the event you didn’t get a certificates this yr, they are going to solely concern it in the event you’ve been a member for no less than a yr. Should you signed up final yr however after the final certificates, sadly you’ll have to attend an extra yr. I don’t know why this rule exists however that’s one purpose why.